Fort Walton Beach Real Estate Search

Fort Walton Beach Properties between $300,000 and $400,000 for Sale

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Newest Fort Walton Beach Properties between $300,000 and $400,000 for Sale

$309,900
3 Beds 2 Baths 998822 MLS
Seller offering $8,500 towards buyers closing costs! Nestled on a quiet cul-de-sac in the heart of Fort Walton Beach, this beautifully updated 3-bedroom, 2-bath home offers comfort, style, and an unbeatable location. Conveniently located just minutes from both Hurlburt Field and Eglin Air Force Base, and a short drive to the stunning white sand beaches of Okaloosa Island, this home places you close to everything the Emerald Coast has to offer. Step inside to an inviting living space featuring soaring vaulted ceilings and an open layout perfect for everyday living and entertaining. The spacious kitchen is the heart of the home, boasting a beautiful new island bar, granite countertops, stainless steel Whirlpool appliances, and plenty of room to gather. New updates include: Replaced exterior wood panelling, new exterior paint & trim, new exterior electrical breaker box, all new GFCI protections in home. Major systems have also been updated for peace of mind, including a roof replaced in 2022, HVAC system in 2024, and a brand-new water heater in 2026. The oversized kitchen flows seamlessly into the living area, creating a warm and functional space for hosting friends and family. The primary bedroom is conveniently located on the first floor and also features vaulted ceilings for an added sense of space. Upstairs, you'll find two additional bedrooms along with an updated bathroom showcasing a quartz vanity. This home has seen numerous upgrades, including quartz windowsills, stylish pendant lighting, new carpet, new LVP flooring, ceiling fans, and the removal of all popcorn ceilings for a clean, modern look. With its thoughtful updates, spacious layout, and prime location near bases, beaches, dining, and shopping, this Fort Walton Beach home is a must-see.

409 Nw Adam St, Fort Walton Beach

$324,900
996356 MLS
31 Kelly Ave NE in Fort Walton Beach, FL is an exceptional and highly versatile opportunity for entrepreneurs, investors, and owner-occupants seeking flexibility in a prime location. Zoned C-2 General Commercial, this completely remodeled 1,159 square foot property features four office spaces and one full bathroom, offering the ideal layout for a professional office, boutique retail or service-based business, short-term rental investment, or even a primary residence. The zoning uniquely allows you to live and work on-site, giving business owners the ability to seamlessly operate from home while building equity in a high-demand coastal market. Access and functionality truly set this property apart. With two separate vehicular entry points -- Hughes Street to the south and Kelly Avenue to the north (the main front entrance) -- the layout provides excellent traffic flow and convenience. Four dedicated parking spaces are positioned at the front of the property, while a powered rear gate opens to a paved, enclosed driveway offering secured additional parking. Outdoor electrical hookups are already in place, making RV parking simple and ready to go. Major capital improvements add peace of mind, including a re-reroof in 2015, new windows installed in 2017, and a tankless water heater for modern efficiency. The outdoor features elevate this property even further, with a dry sauna and outdoor shower conveying with the sale, along with a large storage shed with electricity--perfect for equipment, inventory, or workshop space. Located just minutes from downtown Fort Walton Beach, the beaches, Eglin Air Force Base, and Hurlburt Field, this property combines visibility, accessibility, and unmatched flexibility in one compelling package. Whether launching a business, expanding your portfolio, or securing a dynamic live/work space, 31 Kelly Ave NE delivers opportunity, functionality, and long-term upside all in one address.

31 Ne Kelly Ave, Fort Walton Beach

$315,000
2 Beds 2 Baths 995222 MLS
Beach in the front. Bay in the back. Welcome to Hermitage Condominiums on Okaloosa Island — where you truly get the best of both worlds. This top-floor, corner-positioned unit sits closest to the bay, delivering panoramic views of Choctawhatchee Bay and front-row seats to unforgettable sunsets. Directly across the street, you'll find John Beasley Park and public beach access to the sugar-white sands and emerald waters that make this stretch of coastline famous. Spend your mornings on the Gulf, your afternoons by the bayfront pool, and your evenings watching the sunset from your private balcony. Not a bad routine. Inside, the unit has been thoughtfully renovated with a clean coastal design and comes fully furnished  ready to enjoy or rent immediately. The living room couch is a brand new queen sleeper sofa. The two-bedroom layout offers private bathrooms for each bedroom, ideal for guests. The guest room features a queen bed plus a custom-built twin above, maximizing sleeping capacity without sacrificing comfort. Water views extend from the living room, primary bedroom, and balcony  because if you're buying on the Island, you should actually see the water. Upgrades include: Luxury vinyl plank flooring Granite countertops Shaker-style cabinetry Stainless steel appliances Updated HVAC (2025) Kitchen remodel (2017) Water heater (2016) Washer & Dryer (2025) BRAND NEW BALCONY (2026) Location? You're in the sweet spot. Walk to the Okaloosa Island Boardwalk, the fishing pier, Gulfarium Marine Adventure Park, Wild Willie's Adventure Zone, and local favorite Rick's on the Island via the scenic inlet path. The new 122-slip marina just east of the building adds even more long-term value to this bayfront address. Hermitage amenities include: Large bayfront pool Dock and fishing pier BBQ areas Assigned parking Pet walking area Bayfront seating areas Whether you're looking for a personal getaway, a rental performer, or both  this one checks the boxes. Beach access. Bay views. Walkability. Income potential.

1330 Se Miracle Strip Pkwy Unit 313, Fort Walton Beach

$390,000
3 Beds 3 Baths 995085 MLS
North Fort Walton Beach doesn't get much better positioned than this. 1405 Ariel Lane sits in Crosswinds Landing, a quiet cul-de-sac neighborhood just 10 minutes from Eglin AFB's main gate and 18 from Hurlburt Field -- with downtown Fort Walton Beach, the bridge to Okaloosa Island, and the beaches themselves all within easy reach. If you're PCSing into the area, this is the corridor you want to land in. At 2,130 square feet, this is the largest move-in-ready detached home currently available in Crosswinds Landing -- three bedrooms, two and a half baths, master on the first floor, cathedral and vaulted ceilings that open the space up well beyond the square footage. Here's the real story: a prior buyer walked away after an inspection report, and instead of negotiating around it, the sellers just fixed it. Every item. Then they kept going -- new roof (2022), a brand new hot water heater (June 2026), new carpet through the master and second floor, an epoxy-coated garage floor, and a tree removal that flooded the kitchen with natural light and opened up the yard. Ready now, no deferred maintenance to inherit. Skylights, gas fireplace, fenced backyard, attached garage, quiet cul-de-sac lot. VA, FHA, and Conventional financing accepted -- now offered at $390,000, the most competitive price per square foot for a detached home in this neighborhood in the past year. Location, condition, and price all line up here. Come see it before someone else does. The Full Story on 1405 Ariel Lane Some homes sit on the market because they're overpriced. Some because they need work. This one sat because a buyer got cold feet after an inspection report -- and the sellers made a decision most sellers don't make. Instead of negotiating a credit and hoping the next buyer wouldn't ask the same questions, they fixed every single item on that report. Then they kept going. What you're looking at today is a home that has been more thoroughly prepared for its next owner than most new listings ever are. Start with the location, because for a lot of buyers looking in this corridor, location is the whole decision. 1405 Ariel Lane sits inside Crosswinds Landing, a quiet, established neighborhood in North Fort Walton Beach -- a straight ten-minute drive to Eglin Air Force Base's main gate, about eighteen minutes to Hurlburt Field. Downtown Fort Walton Beach, the bridge over to Okaloosa Island, and the beaches themselves are all close enough to be part of everyday life, not a special-occasion drive. For anyone PCSing into the area on a timeline, or anyone who just wants to stop losing an hour a day to a commute, this address does a lot of the work for you. The house itself is 2,130 square feet -- the largest move-in-ready detached home currently available in Crosswinds Landing. Three bedrooms, two and a half baths, and a master suite on the first floor, which matters more than people expect once they're actually living with stairs every day. Cathedral and vaulted ceilings run through the main living space, with skylights that bring in far more natural light than the square footage alone would suggest. A gas fireplace anchors the living room for the handful of genuinely cold nights this part of Florida gets. Out back, a fenced yard on a quiet cul-de-sac lot gives you privacy without the maintenance of a big lot -- and a recent tree removal opened up both the yard and the kitchen, which now gets natural light it simply didn't have before. Here is what's been done, plainly, so there are no surprises at inspection number two: new roof in 2022. A brand new hot water heater, installed June 2026. New carpet throughout the master bedroom and the entire second floor. An epoxy-coated garage floor. And, as mentioned, a backyard tree removal that changed how the whole back of the house lives and feels. None of this is cosmetic staging done to move a listing -- it's real, dated, verifiable work, and a pre-repair inspection summary is available on request for anyone who wants to see exactly what was addressed and when. On price: this home is now offered at $390,000, which puts it at the most competitive price per square foot of any detached home that's sold or is currently available in Crosswinds Landing over the past year. You are not paying a premium for size here -- if anything, you're getting more house for less than the neighborhood's own recent sales would suggest is possible. VA, FHA, and Conventional financing are all accepted, and for a VA buyer specifically, the math here is worth sitting down with a lender over. Little to no money down, a payment that can compete directly with what you're paying in rent today, and equity that's building for you instead of a landlord starting on day one. If you've been watching this corridor and waiting for the right combination of space, location, and a price that actually reflects the work that's gone into a home -- this is that home.

1405 Ariel Ln, Fort Walton Beach

$400,000
3 Beds 2 Baths 987705 MLS
Stylish, Move-In Ready Home with Pool & Prime Fort Walton Beach Location! Discover the perfect blend of comfort, style, and functionality in this beautifully maintained Fort Walton Beach home. One of its greatest features is it has it's own well so you never have to pay water for pool or sprinkler system! A new roof (2023) and water heater (2020), this move-in ready property is packed with updates that make life easy and enjoyable. The split-bedroom floorplan boasts tile floors throughout, a spacious living room with built-in surround sound, and a separate family room both opening through sliding glass doors to your patio and sparkling in-ground pool, perfect for entertaining or relaxing. The galley-style kitchen shines with a breakfast bar, tile backsplash, crown molding, recessed lighting, and a skylight that floods the space with natural light. The updated secondary bathroom features a sleek tiled shower with glass doors, while the primary suite offers his-and-hers closets, a double vanity, separate shower and jacuzzi tub, and built-in storage for ultimate organization. Additional perks include a two-car garage with backyard access, convenient laundry closet, and mature landscaping front and back. Tucked on a quiet end-corner lot, enjoy added privacy and minimal traffic. Centrally located in Fort Walton Beach, you're just minutes from shopping, dining, and entertainment, this home truly offers the ideal mix of updates, comfort, and location.

507 Amelia St, Fort Walton Beach

$309,900
2 Beds 4 Baths 973095 MLS
Positioned in the heart of Fort Walton Beach and now offered at $75,000 below the original list price, this property presents a rare opportunity for savvy buyers looking to build immediate equity while capitalizing on one of the Emerald Coast's most consistently in-demand rental markets. Whether you're searching for a primary residence with upside potential, a long-term investment property, or a future resale opportunity, the heavy lifting has already been done. Major system updates have been completed for you, including a new roof, updated electrical panel, two brand-new HVAC systems, new water heater, new carpet, new pool liner, and a screened lanai--significantly reducing upfront expenses and giving buyers confidence in the home's long-term value. Ideally located just minutes from Eglin Air Force Base, Hurlburt Field, shopping, dining, and the Emerald Coast's white sandy beaches, this home is strategically positioned to benefit from steady demand from military personnel, contractors, vacationers, and future buyers alike. The flexible floor plan offers the potential for an easy conversion to a 3-bedroom layout or more, creating additional value and increasing rental appeal. Outside, the private screened-in pool, dedicated pool bathroom, expansive covered patio, and spacious backyard create the kind of lifestyle amenities today's renters and buyers are actively searching for. Opportunities to purchase a centrally located property with major improvements already complete Located just minutes from Eglin AFB and Hurlburt Field, this home is perfectly positioned for strong rental demand from military personnel and contractors. Don't miss this chance to invest in a centrally located, high-potential property with major systems already updated.

103 Thornhill Rd, Fort Walton Beach

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