Fort Walton Beach Real Estate Search

Fort Walton Beach Properties between $300,000 and $400,000 for Sale

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Newest Fort Walton Beach Properties between $300,000 and $400,000 for Sale

$389,000
4 Beds 2 Baths 1007997 MLS
Some homes need a to-do list. This one lets you put yours away. From the moment you step inside, you're welcomed by an abundance of natural light, a fresh, modern design, and the confidence that comes with a complete renovation. Luxury vinyl plank flooring flows seamlessly throughout the home, while the thoughtfully designed split-bedroom floor plan offers both comfort and functionality. At the heart of the home, the beautifully updated kitchen is ready for everything from quick weekday breakfasts to weekend gatherings. Quartz countertops, soft-close cabinetry, stainless steel appliances, modern fixtures, and LED recessed lighting come together to create a space that's as stylish as it is practical. When the day winds down, the primary suite offers a peaceful retreat with a beautifully tiled walk-in shower designed with timeless finishes. Step outside to enjoy the level yard, ready for relaxing, entertaining, gardening, or simply enjoying the Florida sunshine. And with no HOA, you'll have added flexibility to make the space your own. Beyond the beautiful finishes, this home offers something even more valuable: peace of mind. In 2026, the roof, HVAC system, water heater, and electrical were all updated, allowing you to focus on making memories instead of planning major repairs. LOCATION, LOCATION, LOCATION! That is the finishing touch. Situated just minutes from downtown Fort Walton Beach, approximately 15 minutes from Hurlburt Field and Destin-Fort Walton Beach Airport, and less than half a mile from Ferry Park Sports Complex and Uptown Station, you'll enjoy convenient access to shopping, dining, recreation, and everyday essentials. This isn't just a renovation, it's a fresh start in a home where the hard work has already been done. All that's left is to open the front door and begin your next chapter.

227 Ne Staff Dr, Fort Walton Beach

$323,500
4 Beds 2 Baths 1007789 MLS
The opportunities are truly endless with this unique multi generational property in the heart of Fort Walton Beach. Whether you're looking for a primary residence with space for extended family, a house hack by living in one side while renting the other, or a full investment property, this home offers incredible flexibility. The previous owner successfully rented both living spaces, making this an excellent income producing opportunity. Situated on a spacious quarter acre level lot, this versatile property features two completely functional living areas under one roof, each with its own kitchen, living room, bedroom accommodations, bathroom, and private entrance, allowing for both privacy and convenience. The main living area offers a spacious living room, dining area, kitchen with pantry, three bedrooms, including a primary bedroom with dual closets, and a full bathroom. The third bedroom also provides interior access to the second living area, giving you the option to keep the spaces connected or utilize them independently. The second living space is perfect for aging parents, adult children, guests, long term tenants, or additional rental income. It features its own private entrance, full kitchen, living room, bedroom, and full bathroom, creating a comfortable and self sufficient living arrangement. Outside, you'll find a covered carport, oversized driveway with abundant parking, a utility room, storage building, and a large backyard with plenty of room to enjoy. Additional features include a dimensional shingle roof with gutters and a lawn pump for irrigation. Properties with this level of versatility are hard to find. Live in one side and let rental income help offset your mortgage, lease both units for maximum investment potential, or create the perfect setup for multi generational living. Whether you're an investor or a homeowner looking for flexibility, this property is full of possibilities.

116 Nw Hudson Dr, Fort Walton Beach

$380,000
2 Beds 2 Baths 1006143 MLS
Some beach condos offer a Gulf view from the balcony. El Matador 162 welcomes you with the Gulf the moment you open the front door. Perched on the top floor of one of Okaloosa Island's most established Gulf-front communities, this beautiful fully furnished 2-bedroom condominium captures stunning views of the Gulf of Mexico, the resort grounds, and the Santa Rosa Sound. Enjoy a full Gulf view as you enter, relax on your private balcony overlooking the emerald waters, and watch boats drift across the Sound from your kitchen window. With water views from nearly every window, this is the kind of beach home that reminds you why people dream of owning on the Emerald Coast. Offering 1,035 square feet of comfortable living space, the condo features updated bathrooms with a beautifully tiled shower, new vanities, fresh paint, hurricane-rated sliding glass doors and windows, new ceiling fans with remote controls, programmable thermostat, programmable lock, pantry, owner's closet, and an additional lockable storage closet on the balcony. The property conveys fully furnished, allowing the next owner to begin enjoying it immediately or continue operating it as a successful vacation rental. Unlike many beachfront condominiums, El Matador sits on approximately 12 beautifully landscaped acres at the quiet western end of Okaloosa Island, bordering miles of undeveloped Gulf-front shoreline. The result is a peaceful, uncrowded beach experience that feels worlds away while remaining just minutes from the Okaloosa Island Boardwalk, Destin, shopping, restaurants, and entertainment. Owners and guests enjoy one of the area's most complete resort amenity packages, including deeded beach access, two swimming pools (one heated), fitness center, sauna, whirlpool, tennis courts, pickleball, basketball, picnic and grilling areas, community room, fishing, gated security, elevators, and beautifully maintained grounds. Whether you're searching for a second home, a Gulf-view vacation getaway, or an investment property, this condo offers exceptional flexibility. Recent rental performance produced approximately $30,179 net in 2024 and $31,227 net in 2025, demonstrating the property's ability to help offset ownership costs while still providing plenty of opportunities for personal enjoyment. Buy with confidence knowing the community has completed its Structural Integrity Reserve Study (SIRS), maintains adequate HOA reserves, and is eligible for conventional financing--advantages that have become increasingly important in today's Florida condominium market. If you've been waiting for a top-floor Gulf-view condo in a gated beachfront community that combines lifestyle, investment potential, and long-term value, El Matador 162 deserves a place at the top of your list.

909 Santa Rosa Blvd Unit UNIT 162, Fort Walton Beach

$399,900
4 Beds 2 Baths 1005567 MLS
Rare opportunity in Elliott Point! GENERATING $48,000 NET RENTAL INCOME IN 2025, this fully furnished Home is perfectly positioned near the bay, boat launch, dining & downtown FWB offering an exceptional opportunity as an Investment property, 2nd HOME WHICH OFFSETS COSTS/ PAYS FOR ITSELF, or Primary Home. Inside, you'll find a spacious open floor plan w/large living area, separate dining rm & split-BR design w/a private primary suite tucked away from the other BR's.. The beautiful NEW primary bathroom features a large walk-in shower, & dual vanities, & a large walk-in closet w/stylish barn doors accents the primary suite. A 2nd NEW bathroom serves the add'l BR's. Need extra space? A bonus room w/closet & laundry area offers flexibility as an office, gym, bunk room, or hobby space. The backyard is designed for the Fl. lifestyle. Enjoy morning coffee on your tiled screened porch, gather friends around the fire pit & entertain w/ease on the expansive patio w/both outdoor dining & lounging areas. Surrounded by mature foliage & natural views, the oversized fenced yard provides a private retreat rarely found this close to downtown & the bay. A 2019 roof, 2018 HVAC, 2022 HWH & new sprinkler system add peace of mind & insurance savings. Whether you're looking for a successful vacation rental, weekend getaway near the bay WHICH PAYS FOR ITSELF, or a place to call home, this Elliott Point Home offers location, lifestyle & value all in one package.

313 Ne Gardner Dr, Fort Walton Beach

$339,900
4 Beds 2 Baths 1005318 MLS
Welcome home to this beautifully remodeled 4-bedroom, 2-bath residence perfectly situated in the heart of Fort Walton Beach. Offering an unbeatable location just minutes from both Eglin Air Force Base and Hurlburt Field, this move-in ready home combines modern updates with everyday convenience. Step inside to discover an inviting split floor plan featuring brand-new luxury vinyl plank flooring throughout and fresh interior finishes designed for today's lifestyle. The stunning kitchen has been completely transformed with new hardwood soft-close cabinetry, elegant tier 2 quartz countertops, a deep farmhouse-style sink, and a full suite of brand-new stainless steel appliances-creating the perfect space for both entertaining and daily living. Additional upgrades provide peace of mind for years to come, including a brand-new roof, new HVAC system, new water heater, and all new interior doors throughout the home. The spacious layout offers four generously sized bedrooms, providing flexibility for growing families, guests, or a home office. Outside, you'll find a large lot with an expansive backyard offering endless opportunities for outdoor enjoyment, gardening, or future additions. With plenty of parking options available, there's ample space for multiple vehicles, recreational equipment, or visitors. Don't miss your opportunity to own this fully updated Fort Walton Beach gem in a prime location close to military bases, shopping, dining, schools, and the beautiful Emerald Coast.

402 Gerold St, Fort Walton Beach

$319,900
3 Beds 2 Baths 1004824 MLS
Welcome to Emerald Gardens, one of Fort Walton Beach's best-kept secrets! This beautifully updated home offers the perfect blend of comfort, convenience, and low-maintenance living. Recent improvements include an updated kitchen featuring a quartz countertop, new undermount sink and faucet, and appliances(2024). Throughout the home, you'll find durable tile and luxury vinyl plank flooring, along with updated tiled showers for a fresh, modern feel. The spacious primary suite is conveniently located on the first floor, providing privacy and ease of living. Upstairs you will find 2 additional bedrooms and a full bath. Need extra space? You'll love the flexible office/bonus room featuring a skylight that fills the space with natural light and a large closet for added storage. Perfect as a home office, guest suite, media room, or easily utilized as a 4th bedroom. A one-car garage offers additional storage and parking, while hurricane-rated windows and doors provide added peace of mind and energy efficiency. Residents enjoy access to community amenities including a sparkling pool and additional parking for boats, RVs, and recreational toys. The HOA maintains front yard landscaping and covers roof replacements, helping to simplify homeownership. The location is hard to beat--just minutes from both Eglin Air Force Base and Hurlburt Field, with shopping, dining, schools, parks, and the beautiful Emerald Coast beaches all within easy reach. Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a highly desirable community. Noteable updates/upgrades: Appliances 12/2024, Doors & Windows 4/2025, Fans 12/2024, Gutters/Leafguard 7/2025, Kitchen Quartz, sink & faucet 5/2026

625 Emerald Ln, Fort Walton Beach

$355,000
3 Beds 2 Baths 1004691 MLS
ASSUMABLE 4.50% VA LOAN TO QUALIFIED BUYER(S). Extensively updated throughout--A Must See! WELCOME to this move-in ready Fort Walton Beach home, conveniently located near major employment centers, shopping, dining, recreation, and area military installations. Step through the front door into an inviting entryway that opens to a spacious living room featuring a cozy fireplace for relaxing evenings. LVP flooring extends throughout the main living areas, and all three bedrooms creating a clean and durable finish. The kitchen showcases beautiful granite countertops, white cabinetry, abundant natural light, and an open layout that flows seamlessly into both the dining area and living room--ideal for everyday living and entertainment. The primary bedroom offers generous space, an updated en-suite bath, and a sizable closet. Two additional bedrooms provide flexible space for a variety of needs and share a second full bathroom. The owner invested more than $20,000 in updates: recent interior paint adds a fresh touch throughout the home, LVP flooring throughout, ceiling fans, new microwave, new vanity, interior doors refurbishment, LED lighting, and much much more. Lastly, as an added convenience, the garage is now heated and cooled, adding an addition 400 sq ft for optional use. The new roof was install in November 2018, water heater in 2022, and HVAC installed 2014. Move-in ready and waiting for its next owner!

1838 Brick Circle Ft, Fort Walton Beach

$335,678
2 Beds 2 Baths 1004184 MLS
2026 HOA DUES ALREADY PAID FOR YOU! Welcome HOME to waterfront living at Laguna Landing Condominiums, a hidden gem tucked along the Cinco bayou in the heart of Fort Walton Beach. Located in a boutique waterfront community, this beautifully updated 2 bed, 2 bath condo offers breathtaking bayou views, spectacular sunrises and sunsets, and front-row seats to holiday fireworks right from your own private balcony. Perfectly positioned on the second floor, Unit #206 offers a rare blend of peaceful waterfront living w/close proximity to shopping, dining, both military bases, parks, downtown FWB, & the white sandy beaches of the Emerald Coast. Inside, this thoughtfully upgraded condo showcases over 1,200 sqft of light & bright living space with 20'' x 20'' tile flooring throughout & a fully reconfigured kitchen designed for both beauty & function. The kitchen renovation added 4 upper cabinets, 2 lower cabinets, and an additional drawer for expanded storage, relocated the refrigerator into the former pantry space for improved flow, & created a new pantry in the laundry room. Updated countertops, sink, cabinetry, & appliances complete this modern coastal space ideal for entertaining or everyday living. The spacious primary suite offers room to relax while enjoying water views and features custom room-darkening curtains. Both bathrooms have been beautifully updated with new countertops & cabinetry, adding additional drawer storage & functionality. Accessibility was thoughtfully considered throughout the unit w/handicap-width doors, creating ease of movement & long-term convenience. Additional upgrades include a new A/C compressor (May 2022), new water heater (March 2022), hurricane-rated window (February 2024), updated lighting & paint, Levolor blinds/curtains in the living space & front bedrm, & an audio/video doorbell system. Enjoy peaceful mornings watching boats pass by from your balcony & evenings taking in stunning sunsets over the bayou, or the daily dolphin sitings. Unit also has a partial view of the community pool & views of the holiday fireworks displays hosted by AJ's on the Bayou. An assigned covered parking space #1 conveys with the unit. The HOA fee includes exterior building insurance, water/sewer, cable/internet service, pool maintenance, lawn care, quarterly termite, bi-weekly janitorial service for common areas, & annual fire sprinkler testing, making for low-maintenance stress free waterfront living. Perfect for anyone dreaming of a move-in ready waterfront condo w/exceptional upgrades, accessibility features, & unbeatable bayou views, this is one you do not want to miss. Laguna is a long term residential complex w/no short-term rentals allowed giving the added bonus of peaceful bayou living on the Emerald Coast.

7 Laguna St Unit 206, Fort Walton Beach

$315,000
3 Beds 2 Baths 1003436 MLS
Perfect for buyers seeking both convenience and peace of mind, this well-maintained home at 119 Jamestown Ave offers a prime central location in Fort Walton Beach, just minutes from Hurlburt Field, Eglin AFB, beautiful Gulf Coast beaches, and highly rated zoned schools. Inside, you'll find a home that has been thoughtfully cared for with numerous system upgrades already completed for you. The HVAC system (2019) and has been consistently maintained, including recent updates to key components in 2022, 2024, and 2025, along with professional duct cleaning. Major plumbing improvements include a new hot water heater (2023), updated fixtures throughout, resurfaced bathtub, and a full replacement of the main water line with durable PEX piping, plus a newly installed water pressure regulator. Electrical updates include a replaced panel (2019) and routine system checks, offering added confidence in the home's infrastructure. Additional interior touches such as updated toilets, a modern kitchen faucet, and a new bedroom ceiling fan enhance everyday comfort, while exterior upgrades including a new front door, automatic garage door opener, full window screen replacement, and an irrigation system with lawn pump, add both function and curb appeal. The 2-car garage offers a workshop-style setup with built-in benches and shelving ready for your next project. Mature live oak trees have also been professionally pruned, enhancing the beauty of the property. Whether you're commuting to base, heading to the beach, or enjoying the nearby schools and amenities, this home delivers an ideal blend of location, upgrades, and livability.

119 Jamestown Ave, Fort Walton Beach

$325,000
2 Beds 1 Baths 1002985 MLS
Coastal Elegance Meets Island Living! Discover the magic of Florida's Emerald Coast in this beautifully remodeled waterfront condo, perfectly situated between the Gulf of America and Choctawhatchee Bay. This turnkey 2-bedroom, 1-bath retreat offers a thoughtfully designed living space, blending modern sophistication with relaxed coastal charm. Fully furnished and move-in ready, the light-filled open layout features stylish finishes and beach-inspired décor, creating an inviting atmosphere that comfortably accommodates up to six guests--ideal for a personal getaway or a lucrative vacation rental. Enjoy serene water views, legendary Bay sunsets, and the convenience of being just steps from the sugar-white sands of the Gulf of America and moments from the Okaloosa Island Boardwalk and Pier, as well as the Gulfarium, downtown Fort Walton Beach and Destin where dining, shopping, and entertainment await. This family friendly low density resort-style community offers a sparkling waterfront pool, private dock access for boating or paddleboarding, and BBQ areas perfect for gathering with friends and family, all within an owner pet friendly environment. Whether you're seeking a full-time residence, a seasonal escape, or a smart investment opportunity, this exceptional waterfront condo delivers the ultimate blend of style, comfort, and value in one of Florida's most desirable island destinations. Your slice of paradise awaits--schedule your private showing today!

1330 Se Miracle Strip Pkwy Unit 207, Fort Walton Beach

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