Okaloosa County Real Estate Search

Okaloosa County 3 Bedroom Properties for Sale

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Newest Okaloosa County 3 Bedroom Properties for Sale

$989,200
3 Beds 3 Baths 1003651 MLS
Welcome to one of the rare opportunities at Island Echos, a beautifully maintained fourth-floor beachfront condominium featuring THREE true full-sized bedrooms, a highly sought-after layout that is rarely available along the Gulf Coast. Perfectly positioned directly on the Gulf, you'll fall asleep to the soothing sound of the waves and wake up just steps away from the sugar-white sands and emerald turquoise waters. From the moment you walk inside, natural light pours throughout the residence while breathtaking water views immediately capture your attention. The oversized balcony offers the perfect setting for morning coffee, sunset dinners, or simply relaxing while overlooking the Gulf. Even the spacious primary suite enjoys direct water views, creating a peaceful retreat you'll never want to leave. The kitchen has been meticulously maintained and thoughtfully designed with an abundance of cabinetry, granite countertops, and open sightlines that allow you to enjoy the stunning Gulf views while cooking, entertaining, or spending time with family and friends. The spacious open-concept layout makes the condo feel welcoming, airy, and ideal for both full-time living and vacation enjoyment. One of the standout features that truly sets this unit apart is the private in-unit washer and dryer conveniently located in the hallway closet area -- and both convey with the purchase. Many other units within the community rely on shared community laundry facilities, making this a rare and highly desirable convenience for owners and guests alike. Residents and guests of Island Echos enjoy gated access, a community pool, fitness center, elevator access, and one of the most desirable stretches of beach along the Emerald Coast. Whether you're searching for a primary residence, second home, or income-producing investment property, this condominium offers exceptional flexibility with short-term rentals allowed. Even better, future vacation bookings can transfer to the new owner at closing, allowing you to start generating passive income immediately from day one. Due to the high demand and strong rental history, showings will be limited as this vacation rental is frequently fully booked. Experience firsthand why this remarkable Gulf-front condo stands out from the rest.

676 Santa Rosa Blvd Unit 4NO, Fort Walton Beach

$549,000
3 Beds 2 Baths 1003582 MLS
High above the palms and pool deck, this eighth-floor residence captures what may be one of the most commanding vantage points in the resort. From the oversized balcony in the coveted end-stack position, panoramic views stretch across the Gulf of America, Henderson Beach State Park and the Destin skyline, with both eastern sunrises and glowing western sunsets unfolding from the same outdoor living space. Offered furnished and rental-ready, the three-bedroom, two-bath condominium pairs generous square footage with a thoughtful split-bedroom floor plan that balances privacy and gathering. The spacious main living area flows seamlessly toward the balcony, creating an airy coastal setting ideal for morning coffee, evening cocktails or simply watching the coastline shift colors throughout the day. Recent updates include luxury vinyl tile flooring and carpet, refreshed countertops, tile backsplash, dishwasher and washer and dryer, adding comfort and functionality throughout the residence. Ample closet space and an in-unit laundry room continue the ease of ownership, whether used as a primary residence, second home or investment property. Beyond the residence itself, The Palms delivers a resort-style experience centered around one of the area's most expansive amenity packages. Owners and guests enjoy an 11,000-square-foot lagoon pool with waterfalls and spa, a children's pool and splash area, playground, lighted tennis courts, pickleball and basketball courts, fitness center and seasonal shuttle service to the beach. Covered parking and an electric vehicle charging station add convenience, while HOA dues include all utilities for simplified ownership. Positioned just moments from Destin's dining, shopping and sugar-white shoreline, this residence offers the rare combination of panoramic views, flexible livability and full-scale resort amenities in one of the area's most recognizable vacation destinations.

4203 Indian Bayou Trl Unit 1817, Destin

$315,000
3 Beds 2 Baths 1003436 MLS
Perfect for buyers seeking both convenience and peace of mind, this well-maintained home at 119 Jamestown Ave offers a prime central location in Fort Walton Beach, just minutes from Hurlburt Field, Eglin AFB, beautiful Gulf Coast beaches, and highly rated zoned schools. Inside, you'll find a home that has been thoughtfully cared for with numerous system upgrades already completed for you. The HVAC system (2019) and has been consistently maintained, including recent updates to key components in 2022, 2024, and 2025, along with professional duct cleaning. Major plumbing improvements include a new hot water heater (2023), updated fixtures throughout, resurfaced bathtub, and a full replacement of the main water line with durable PEX piping, plus a newly installed water pressure regulator. Electrical updates include a replaced panel (2019) and routine system checks, offering added confidence in the home's infrastructure. Additional interior touches such as updated toilets, a modern kitchen faucet, and a new bedroom ceiling fan enhance everyday comfort, while exterior upgrades including a new front door, automatic garage door opener, full window screen replacement, and an irrigation system with lawn pump, add both function and curb appeal. The 2-car garage offers a workshop-style setup with built-in benches and shelving ready for your next project. Mature live oak trees have also been professionally pruned, enhancing the beauty of the property. Whether you're commuting to base, heading to the beach, or enjoying the nearby schools and amenities, this home delivers an ideal blend of location, upgrades, and livability.

119 Jamestown Ave, Fort Walton Beach

$349,000
3 Beds 2 Baths 1003277 MLS
*Eligible for a VA assumption with a 5.25% rate* Move-in ready in the heart of Shalimar! Welcome to 39 9th Street, a beautifully updated 3-bedroom, 2-bath brick home offering an open floor plan, stylish finishes, and an unbeatable location just minutes from Eglin Air Force Base, Hurlburt Field, shopping, dining, parks, and the Emerald Coast's white-sand beaches. Filled with natural light, the spacious living area flows seamlessly into the kitchen and dining space, creating the perfect layout for everyday living and entertaining. Recent improvements provide peace of mind, including a new HVAC system (2025) and roof (2022). Luxury vinyl plank flooring, updated finishes, and a fresh, modern feel make this home truly move-in ready. Step outside to enjoy the newly screened back porch, an ideal space for morning coffee, outdoor dining, or relaxing after a long day while overlooking the large, fully fenced backyard with plenty of room for pets, gardening, or entertaining. An attached two-car garage adds convenience and additional storage. Whether you're searching for your first home, looking to downsize, or simply want an updated home in one of Shalimar's most convenient locations, this property offers comfort, functionality, and lasting value. Don't miss your opportunity to own a move-in ready home with major system updates and easy access to Eglin Air Force Base, local parks, shopping, dining, and everything the Emerald Coast has to offer.

39 9th St, Shalimar

$429,900
3 Beds 2 Baths 1003246 MLS
Welcome to this well-maintained 3-bedroom, 2-bathroom home nestled in the established Summer Place neighborhood of Fort Walton Beach. Offering over 2,000 square feet of living space on a generously sized lot, this property delivers the combination of space, comfort, and location that is difficult to find in today's market. Inside, the home features a variety of quality flooring throughout. The living room showcases new luxury vinyl plank flooring, offering a clean and modern look that is both stylish and durable. The kitchen and both bathrooms feature classic tile, while all three bedrooms have been updated with new carpet -- making this home truly move-in ready. The interior has also been freshly touched up, presenting a well-cared-for and welcoming atmosphere from the moment you step inside. Adding exceptional value and peace of mind, the seller has agreed to replace both the roof and the hot water heater with an accepted offer -- giving the next owner a worry-free transition into their new home. One of the home's most notable features is its expansive backyard -- a true standout in this price range. The oversized lot provides exceptional outdoor space, whether you envision a pool, a garden, a play area, or simply room to relax and entertain in the Florida sunshine. The generous yard adds privacy and versatility rarely found in comparable properties. The location is just minutes from the shopping, dining, and everyday conveniences along Beal Parkway, with quick access to major roadways connecting you to the best of the Emerald Coast. The stunning Gulf beaches of Fort Walton Beach and Destin are only a short drive away, and Eglin Air Force Base and Hurlburt Field are both conveniently accessible. Underground utilities add to the neighborhood's clean, well-kept character. This is a rare opportunity to own a spacious, updated home with a large lot and significant seller concessions in one of Fort Walton Beach's most centrally located neighborhoods.

1940 Kadima Circle Ft, Fort Walton Beach

$437,000
3 Beds 4 Baths 1003206 MLS
Stunning END UNIT waterfront townhome in the heart of Bluewater Bay, offering breathtaking views of the Choctawhatchee Bay and an effortless coastal lifestyle. End units like this one rarely come available. This beautifully renovated three-bedroom, three-and-a-half-bath residence features modern finishes throughout and outdoor living spaces perfectly positioned to take in the water views. Step inside to a fresh, bright, and airy interior highlighted by luxury vinyl plank flooring, updated lighting, and a cozy wood-burning fireplace anchoring the main living space. The open kitchen is designed to impress with stone countertops, designer backsplash, crisp white cabinetry, stainless steel appliances, and a dedicated dining area. A comfortable sitting room just off the kitchen and living area creates additional space to relax or entertain while enjoying the scenery. Carpeted stairs and bedrooms lead to a second-floor loft on the landing with vaulted ceilings, offering flexible space for a home office or reading nook. The primary suite is a true retreat with vaulted ceilings, stunning bay views, sleek countertop in en suite, a large vanity, bath-shower combo, and a walk-in closet. An additional bedroom is thoughtfully designed, including a third full bath with a convenient walk-in shower and upgraded carpet. Additional highlights include premium rated storm windows and doors, single-car garage, abundant storage, and a long driveway for extra parking. The HOA provides lawn care and pest control, allowing for low-maintenance living. Ideally located within walking distance to the marina, this waterfront townhome offers the perfect blend of comfort, style, and coastal convenience! Contact us for your showing today!!

7 Marina Cove Dr, Niceville

$310,000
3 Beds 2 Baths 1003176 MLS
Welcome to 120 Lillian Way -- where modern luxury, quality construction, and everyday comfort come together in one exceptional home located in the highly sought-after Taylor Farms community of Crestview. Built in 2022, this beautifully designed Craftsman-style residence offers the perfect blend of upscale finishes, energy-efficient features, and functional living spaces that today's buyers are searching for. From the moment you walk through the front door, you are immediately greeted by soaring ceilings, abundant natural light, and an open-concept layout designed to impress. The living room, dining room, and primary suite feature stunning 11-foot ceilings that create a grand and spacious atmosphere, while the remainder of the home offers elevated 10-foot ceilings throughout -- a rare feature that truly sets this property apart from others in the area. Oversized 8-foot interior doors further enhance the luxurious feel of the home and add to its custom-built appearance. Designed with both elegance and durability in mind, the home features ceramic tile flooring throughout, providing a clean, seamless look with easy maintenance and long-lasting quality. The spacious living area flows effortlessly into the beautifully appointed kitchen, creating the ideal space for entertaining guests, hosting family gatherings, or simply enjoying everyday life. The kitchen offers modern cabinetry, stainless steel appliances, ample counter space, and a large island perfect for meal prep, casual dining, and entertaining. The primary suite is a true retreat, offering privacy, comfort, and upscale finishes throughout. The spa-inspired primary bathroom showcases a gorgeous marble walk-in shower, double vanities, and a spacious layout designed to provide both luxury and functionality. Every detail of this home reflects quality craftsmanship and thoughtful design. Beyond its beauty, this home was built to perform. Foam insulation throughout provides exceptional energy efficiency and helps reduce utility costs year-round, while hurricane-impact windows and doors offer added protection, security, and peace of mind during Florida's storm season. An electric vehicle charging outlet has already been installed, making the home future-ready for modern living. The spacious double-car garage provides ample storage and convenience. Located just minutes from I-10, PJ Adams Parkway, shopping, dining, schools, and military bases, this home combines peaceful neighborhood living with easy access to everything Crestview has to offer. Whether you are looking for your forever home, upgrading to newer construction, or searching for a property with premium upgrades already included, 120 Lillian Way delivers unmatched value, style, and comfort.

120 Lillian Way, Crestview

$755,000
3 Beds 3 Baths 1002247 MLS
The Best Value in Villages of Crystal Beach. Fully furnished, beautifully updated, and already producing rental income, this turn-key coastal retreat offers an exceptional opportunity to own in one of Destin's most sought-after vacation communities. Located in the gated Villages of Crystal Beach, this established short-term rental comes with existing bookings already in place through the remainder of 2026, providing immediate income potential from day one. Renowned for its outstanding rental performance, Villages of Crystal Beach continues to be one of Destin's premier vacation rental communities thanks to its unbeatable location, exceptional amenities, and ease of ownership. Owners and guests enjoy a spectacular 35,000-square-foot lagoon-style pool, hot tub, seasonal beach tram service to the sugar-white sands, and HOA-maintained landscaping and trash service, making ownership virtually effortless. Perfectly situated just minutes from the beach, Destin Commons, championship golf, grocery stores, dining, and entertainment, this home comfortably sleeps up to 10 guests and features 3 bedrooms, a bunk loft, 3 full bathrooms, and two primary suites--including one conveniently located on the main level for added flexibility and accessibility. The spacious open-concept living, dining, and kitchen area creates an inviting gathering space for family vacations while maximizing vacation rental appeal. Thoughtfully updated from top to bottom, this home offers the peace of mind buyers are looking for. Recent improvements include a brand-new HVAC system (2025), new water heater, smart refrigerator, washer and dryer, complete interior and exterior repaint, refreshed kitchen cabinetry and bathroom vanities, and luxury vinyl plank flooring throughout the bedrooms, hallway, and stairwell--with no carpet anywhere. Nearly all furnishings and décor have been updated within the past two years, including new living room furniture and Smart TVs throughout the home, allowing the next owner to begin enjoying--or renting--the property immediately without additional investment. Whether you're looking for a high-performing vacation rental, a second home, or a combination of both, this property checks every box. Sold fully furnished and completely turn-key, it offers immediate operational continuity with future reservations already on the calendar and everything needed to continue generating income from closing day. Now offered at the lowest price in Villages of Crystal Beach, this is an incredible opportunity to own the best-priced home in one of Destin's highest-demand resort communities--without sacrificing the location, amenities, or rental potential that have made this neighborhood a favorite among vacationers and investors alike. See Documents for a complete list of upgrades and improvements, and be sure to experience the Matterport 3D Tour for an immersive walkthrough of the home.

249 Kono Way, Destin

$349,900
3 Beds 2 Baths 1003061 MLS
Beautiful home close to the white sandy beaches, military bases, and restaurants with 3 bedroom and 2.5 baths and 1963 sq ft! This home was built in 1994 year and features a metal roof (2021)! The interior of the home newly painted (2024). The exterior of the home has a two car garage and parking for extra vehicles outside of the garage. The front door has sidelights with a large transom. There is a fenced back yard and an open patio. Enter the home and the foyer opens to cathedral ceilings in the living room. The living room has a fire place, ceiling fan, and recessed lighting. There is a separate dining room adjacent to the living room and the kitchen. The kitchen has a large island that seats 4-5, a side by side refrigerator with icemaker, built in microwave, and slide in stove! There is also an eat in area in the kitchen. There is travertine tile flooring laid on the diagonal throughout the kitchen, dining room, and half bathroom. There is also a travertine backsplash. The primary bedroom has a large walk in closet with shelving. The ensuite primary bathroom has a large vanity, soaking tub, and walk in shower. The master has a private exit onto the outdoor, open patio through the sliding glass doors. Upstairs there are two additional guest bedrooms and a large guest bathroom with a tub and shower combination. The laundry room has travertine tile flooring, a wash basin, shelving, and is very large! This home is minutes to the beaches and military bases! Buyer to verify all dimensions and information. Refrigerator in the photo has been replaced.

23 Ruby Cir, Mary Esther

$1,273,999
3 Beds 4 Baths 1002979 MLS
Welcome to your new oasis nestled in the coveted community of DESTINY, one of Destin's most sought after gated beachfront neighborhoods in Crystal Beach. This is an occupied home. Please reach out to your favorite agent for a private showing. This beautifully refreshed home offers the perfect blend of coastal charm, comfort, and location. Nestled just steps from the sugar-white sands and emerald waters of the Gulf, this home is ideal as a primary residence, second home, or investment property - short term rentals are allowed and the community has a primary residence feel. Enjoy the relaxed luxury lifestyle that Destiny is known for, with beautifully maintained surroundings, a massive community seasonally heated pool and hot tub, tennis, pickleball, basketball, fitness center, and a community event space available for resident use. Step outside the gates to the adjacent bike/pedestrian path and James Lee Park, providing a spacious gulf front beach, amble parking, restrooms, restaurant, and more. This location is unbeatable, close to dining, shopping, and entertainment in Destin. Step inside this lake front retreat and check out the beautiful water views from every level. The first floor features an oversized two stall garage with ample room for your vehicles, toys, and golf cart plus room for storage. On this level you will find two lakefront bedrooms, one to include an ensuite bath, full bath, and a bonus space. The second level is defined by dramatic lake views and a beautiful chef's kitchen equipped with ample counter space, granite countertops and exceptional natural light. The living area is located adjacent to the kitchen and offers ample space for entertaining as well as a tranquil two-sided fireplace with direct access to a balcony to enjoy the sunset lake and gulf views. The oversized primary suite offers privacy and space with an ensuite bathroom complete with a large walk-in closet, dual vanities, oversized tub and walk in shower. The third floor offers an additional living space giving the home a five bedroom feel complete with a full wet bar that opens onto the newly upgraded Duradek rooftop sun deck overlooking the lake and gulf views. Whether you're spending the day at the beach, entertaining friends and family, or simply enjoying the coastal breeze from home, 101 Vista Bluffs captures the essence of Destin living. Don't miss this opportunity to own in one of the area's premier beach side communities. Pictures just don't do it justice. Call your favorite agent today to see it for yourself. * Fresh paint * 2026 HVAC * Tankless Water Heater * 2026 metal tile roof *

101 Vista Blfs, Destin

$690,000
3 Beds 3 Baths 1002917 MLS
Positioned in one of the most desirable locations within the iconic Emerald Grande at HarborWalk Village, this exceptional 3-bedroom, 3-bath residence offers a rare advantage that sets it apart from every other unit currently on the market. Located on the highly sought-after Grand Vista level, this residence is the very first unit off the elevator, providing unmatched convenience and effortless access to the resort's premier amenities without the extended wait for elevators or long interior walks. The exclusive Grand Vista level offers direct access to the resort-style pool deck, sports bar, restaurant, concierge, and gift shop -- creating a true luxury resort experience right outside your door. Inside, the residence has been freshly painted and updated with new wood flooring, delivering a clean, modern coastal aesthetic ready for immediate enjoyment or rental income. Enjoy two private balconies overlooking the stunning waters of Crab Island, where you can take in the vibrant harbor activity, sunsets, and coastal views that make Destin one of Florida's most celebrated destinations. Offered fully turnkey, this property presents an outstanding investment opportunity, second home, or primary residence in the heart of HarborWalk Village -- just steps from dining, entertainment, boating, fishing, and waterfront attractions. Adding even more long-term value, Emerald Grande is currently undergoing a significant exterior enhancement project including a new roof and full exterior repainting, further elevating the appeal and prestige of this landmark waterfront resort. The exterior repainting started in Dec. of 2025. Complete estimated duration is 14-18 months. Expected completion of new roof is May 2027.

10 Harbor Blvd Unit W129, Destin

$549,900
3 Beds 2 Baths 1002842 MLS
There's something special about a home that has been cared for slowly, intentionally, and wholeheartedly over time -- and this property tells that story the moment you arrive. Set on a rare .42-acre double lot in the heart of Niceville, this home offers more than just space... it offers possibility, and the kind of lifestyle that is getting harder and harder to find. From the privacy fence that surrounds the property to the mature landscaping space waiting for your personal touch, every corner of this home feels tucked away and peaceful. Whether you're hosting friends on the expansive deck, cooking around the oversized kitchen island during holidays and football weekends, or enjoying quiet mornings in the heated and cooled Florida room, this home was designed to be lived in fully. Inside, the open floor plan creates a natural gathering space with an expansive kitchen and dining area that flows beautifully for entertaining, while the separate living room with a wood-burning fireplace gives the home warmth, comfort, and character. The renovated kitchen was thoughtfully designed with two ovens, abundant storage, and functionality in mind -- perfect for large families, parties, or anyone who simply loves to cook and gather. Renovations continue through the house to include the main bedroom and bathroom. Offering newly custom walk in closet, Garden tub, double vanity and separate shower. Guest bathroom also offers ample space with double vanity. The detached garage with its own separate driveway entrance opens the door to endless flexibility. Park your boat, RV, hobbies, tools, or toys with ease -- and with no HOA, you truly have the freedom to enjoy your property. Even more rare, the lot itself offers future opportunity. With approximately 156.33 feet of road frontage on the front and 132 feet on the side according to county records, the property presents the potential to split the lot, expand, or simply hold onto the extra space for privacy and long-term value. Photos even provide a visual point of reference for how a future split could work. Located just minutes from Eglin Air Force Base, close to shopping, dining, Destin beaches, and within walking distance to Lions Park for Niceville's beloved fireworks celebrations, the location balances convenience with the quiet charm that makes Niceville so desirable. This is the kind of property people hold onto for years because it's difficult to replace -- a home where upgrades have already been thoughtfully completed, memories have been made, and the next owner has room to dream even bigger. Important Features: " Heated & cooled Florida room " Expansive deck with natural gas hookup for outdoor grill " Separate living room with wood-burning fireplace " Renovated kitchen with oversized island & double ovens with butcher block countertops & custom cabinetry " Tons of storage throughout " Recently renovated master expanded closet " Privacy fence surrounding property " 2025 tankless natural gas water heater " 2025 whole-house cartridge-based water softening system " Roof replaced in 2022 " Double-pane vinyl windows " Updated plumbing supply lines " 2017 HVAC system Utility Average: Florida Power $188, City of Niceville (Sewer, water, trash) $140, Live Oak Fiber $55, Okaloosa Gas $25. Property has sprinkler system on a separate meter all in one bill. There are 2 back yard zones and one front yard zone. Make this home yours today by calling!

307 Anchors Pl, Niceville

$437,400
3 Beds 2 Baths 1002617 MLS
Gorgeous brand-new construction offering a thoughtfully designed split floor plan, high-end finishes, and exceptional functionality throughout. This home features a two-car garage with attic storage above and an upgraded paver extended driveway for added convenience and curb appeal. Upon entry, you're welcomed by a wide hallway, soaring ten-foot ceilings, and beautiful French oak luxury vinyl plank flooring that flows seamlessly throughout the home. The spacious living area is filled with natural light and complemented by upgraded lighting fixtures, creating a warm and inviting atmosphere ideal for both relaxing and entertaining. The kitchen is a true centerpiece, featuring stylish two-tone cabinetry, Cashmere Taj quartz countertops, a large island, a walk-in pantry, and ample space for gathering and everyday living. The private primary suite is tucked away at the back of the home, offering peaceful views of the fully fenced backyard. The ensuite bath is beautifully appointed with custom designer tile, Miami white quartz countertops, a large walk-in shower, dual vanities, and a separate water closet. Secondary bedrooms are located off the front hallway, providing privacy for guests or family, with one bedroom featuring a walk-in closet. The guest bathroom includes a tiled surround bathtub and shower combination with upgraded finishes. Just off the garage, you'll find a convenient landing zone complete with custom built-ins and hooks--perfect for keeping everyday essentials organized. With its modern design, quality craftsmanship, and desirable layout, this move-in-ready home is the perfect blend of comfort and style.

25 Owen St, Niceville

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